Financial Planning

Many advisors and brokers claim to be financial planners, yet their scope is limited to portfolio planning or a single type of product. But at JJ Burns, we look at the whole picture: where you are today, where you want to go, and what it will take to get you there.

We work with you to clarify not just your financial goals, but what it means to live a more fulfilling and meaningful life. We look at everything: your family, your career, your aspirations, the causes you care about, your retirement goals, the legacy you hope to leave.

Then we chart a course to get you there—one that covers all financial gaps and considers your emotional needs, so you can move forward with confidence.

Your Comprehensive Financial Plan

  • Cash Flow Analysis—We analyze how much you earn, how much you spend, and how much you allocate for your financial goals.
  • Net Worth Evaluation—We look at your assets, debts, and savings. This gives us a clear understanding of your current financial health.
  • Risk Management—Are you and your family protected from life’s contingencies? We assess the risks and make sure you’re covered.
  • Investment Planning—We build a diversified, strategic portfolio based on your tolerance for risk, investment time horizon, and targeted rate of growth.
  • Retirement Planning—We provide recommendations and projections based on your retirement goals and how much you need to save.
  • Estate Planning—We work with you to create an enduring legacy, ensure your loved ones will be cared for, minimize costs and taxes, and maximize charitable gifts.
  • Heritage Planning—We help you define your goals for future generations and teach your family members important values and financial skills.
  • Charitable Planning—We craft a plan that supports the causes you care about while delivering tax benefits, maximizing your impact, and creating a meaningful legacy.

Of course, life isn’t static—and neither is your plan. At times we’ll need to reevaluate and make adjustments, especially during life transitions. But we always have your long-term plan to keep us focused and on track.